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Should I Build a House in 2023?

When deciding whether to embark on a new custom home build, it’s normal to have a million questions running through your mind, from the projected timeline and new construction costs to options and ROI, to the most pressing of all: Should I build a house in 2023?

At Heartland Builders, we believe that building your dream home should be one of the most incredible experiences of your life. That is why we make sure that every part of your journey, from beginning to end, is stress-free and enjoyable! It’s also why we make sure that you feel comfortable by answering your questions!

A Custom Home Build = An Investment in the Future

In light of current market conditions, it’s understandable to wonder about the uncertainties of new home construction costs. Based on what we’re seeing, our team of experts here at Heartland Builders thinks that 2023 will be a good time to build your custom forever home, despite rising costs and interest rates. 

At Heartland Builders, we’ve always believed that building a custom home is an investment in your family’s lifestyle and should be looked at as a long-term financial and lifestyle decision. 

Unlike many builders, we don’t start every day with the goal of building the cheapest house possible. Instead, we want to build the best homes our clients can afford. We evaluate both cost and value in the construction of our homes. From their distinctive architecture to their unparalleled craftsmanship to their attention to detail, custom Heartland homes are as unique as their owners, creating an immediate and unparalleled sense of value. 

a home purchase will be a long term investmentAlthough there may be short-term fluctuations in a home’s value, your home’s value is most likely going to increase when looked at as a long-term investment of five or more years. So if you are interested in building your “forever” home, a custom Heartland home is a great investment, financially and emotionally.

How Will New Construction Costs Impact My Build?

Over the past two years or so, the homebuilding industry has experienced a variety of material shortages and cost increases that have played havoc with pricing. The GOOD news is construction cost increases have begun to slow, according to the National Association of Homebuilders (NAHB). Even BETTER news is that lumber has fallen from its large spike earlier this year. Our outlook: if you are ready and able to build, then now is the best time to do it.

What’s nice about working with Heartland Builders is that the material costs are locked in before construction even begins, so there will not be any surprises down the road if the price of something goes up. If you plan on living in your home for longer than five years, chances are you will benefit from price appreciation and the enjoyment of your family living in your new home during that time.

When working with Heartland Builders, material costs are locked in before construction beginsIn addition, though current interest rates are higher than they have been, there’s always the option to refinance in the near future – possibly as soon as six months to a year after you close on your home. If interest rates continue to rise, you will be glad you built now! If interest rates decrease, as long as your credit stays in good standing, banks will be willing to work with you to refinance your loan. (Remember, banks almost always allow for refinancing – they make money off the closing costs of the new loan.) Overall, your new custom Heartland home will be a wise investment now and in the future. 

Contact Heartland Builders: Your Custom Home Builder Ready to Serve You!

mortgage rates from 1974-2022

In this tough real estate market, it is more important than ever to have a team of experts that are your guides on your custom-built home journey. As a respected custom home builder, Heartland Builders would be honored to be your guide! Contact us today to evaluate your potential land, discuss financing options, and start on the design of your forever home!